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There are many misconceptions about The Affordable Care Act, or Obama Care. With our healthcare experts, we can demystify the plan selection process. Our hope is to benefit from this change in healthcare by getting our clients the best plans for their needs.


The process begins here with some explanation of the Affordable Care Act:


Here are some informative bullet points on The Affordable Care Act:


  • If you don’t obtain coverage or an exemption by January 1st, 2014 you must pay a per-month fee on your federal income tax return for every month you are without health insurance.

  •  Young adults can stay on their parents plan until 26.

  • If you don’t have coverage, you can use the new Health Insurance Marketplace to buy a private insurance plan.

  • Open enrollment in the Health Insurance Marketplace goes from October 1st, 2013 to March 31st, 2014.







SCI is a full service insurance agency, serving Santa Cruz County and California since 1964.  We specialize in personal service! Our experience gives us the opportunity to offer you confident risk management advice on all of your personal and business insurance needs.  We are proud member of Think Local First and urge our clients to support local businesses.


SCI uses a results driven approach to doing business.  Since 1964 we have enhanced the client experience by providing fully informed and to-the-point insurance risk management advice.  Our clients know we put their best interests first; we treat our clients as we treat our friends – which is exactly what they are.


Home & Auto, Life & Health, Commercial Insurance, and Group Benefits. We have the knowledge and the products to provide you with the Peace of Mind you deserve.  Our business lines Include General Liability, Business Auto, Property, Workers Compensation, and Professional Liability.


With all the challenges facing organizations and families today, no one has time to become an insurance expert. Instead, you need an experienced team who can analyze the various options open to you. Santa Cruz Insurance Services has been helping businesses grow since 1964. Put our team to work for you.




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